Phishing is a cybercrime which involves luring individuals into providing sensitive information, like passwords of online bank accounts and/or credit card details. This information is then used to commit theft which results in financial loss to the victim.

How can you avoid becoming a victim of phishing?

Always…

• Keep your password a secret and change it regularly.
• Refrain from using cyber cafes to access your online accounts.
• Avoid typing in your password in unknown computers.
• Log-out when you exit net banking to ensure that your secure session is terminated.
• Keep your computer secure by installing anti-virus software and keeping it up to date.
• Keep your computer secure by installing a firewall.
• Be alert when reading banking/credit card related emails.
• Most importantly, refrain from revealing any personal information over the net since banks do not seek such details in this fashion.

What if you fall prey to a phishing attack?

If you have been conned by fraudulent e-mails and have revealed passwords, personal banking/credit card information.

• Immediately reset your passwords
• Enable 2 factor authentication
• Contact your bank’s customer service
• Report the fake site to cyber police or CERT-IN.