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Senior Leadership

Shivashish Chatterjee


Shivashish Chatterjee is a Co-Founder of the DMI Group where he is a driving force behind the Group’s vision and strategy.

A 25-year veteran of international financial markets, Shiv brings a wealth of experience in Global Fixed-Income trading and analytics that complements and informs DMI’s activities. Shiv spent the vast majority of his Wall Street days at Salomon Brothers, a storied fixed-income powerhouse that was eventually acquired by Citigroup Inc. One of the youngest-ever Managing Directors at Salomon Brothers and Citigroup Inc., Shiv held a wide variety of positions spanning core research in interest rate and prepayment modelling to trading a range of interest rate derivatives and mortgage-backed securities. He became Co-Head of all securit ised products trading in North America in 2004 before leaving in 2008 to start DMI.

He graduated from Harvard University in 1995 with a Bachelor of Arts degree, Magna Cum Laude in Applied Mathematics. He is very active in Harvard alumni activities in NY City including serving on the Schools Committee for the Greater NYC area. Shiv is very passionate about technology and is an active angel investor in technology startups.

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Yuvraja C. Singh


Yuvraja C. Singh is co-Founder of the DMI Group, where he is jointly responsible for all aspects of the firm’s activities.

Mr. Singh brings over two decades of experience in finance to his role, with an expertise in fixed income structuring, trading and risk management. He began his career in the risk management department at Commodities Corporation, a leading commodity and futures trading firm, now a part of Goldman Sachs. In 1995, he moved to Wall Street, trading mortgage-backed securities at Lehman Brothers and eventually running the firm’s mortgage derivatives desk. In 2000, he took on a new challenge and followed his entrepreneurial passion, becoming partner at Compro Technologies, a small software development firm in India. In 2003, Mr. Singh returned to Wall Street and joined the Fixed Income Department at Citigroup, where as a Managing Director he oversaw the agency CMO fixed rate and IO/PO trading desks.

Mr. Singh is a graduate from Princeton University’s class of 1994, with a B.A. in Economics. He currently serves on the Founders Council of the MS Chadha Center for Global India at Princeton University and has previously served on the Board of Governors of The British School in New Delhi. He resides in New Delhi with his family.

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Rajul Bhargava

CEO & Executive Director

Rajul Bhargava: Accomplished finance professional, National Merit Scholar, and advocate for affordable housing and the environment.

Possessing a three-decade tenure in the finance and housing industries, Rajul Bhargava holds the position of Executive Director and CEO at DMI Housing Finance. With his deeply entrenched expertise in P&L management, business development, and credit lifecycle, he specializes in building high-yield portfolios with lower credit costs, particularly in Home Loans and Loan against Property.

He has held prominent positions at HDFC Ltd, ICICI Bank, and Fullerton, and played a crucial role as a founding member at India Shelter Housing Finance. Notably, he established the micro-housing credit vertical at DCB Bank, facilitating affordable homeownership for low-income individuals.

Driven by a passion for the environment, Rajul is also the founder of RB Plantation, an organization dedicated to enhancing the environment through plantation initiatives.

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Sameer Mahajan

Chief Business Officer

Sameer Mahajan is the Chief Business Officer for DMI Housing Finance.

He has over 19 years of experience in the finance industry with expertise across functions of sales, credit, and operations. Prior to joining DMI, he worked with Indiabulls Housing Finance Ltd as a Zonal Business Manager. He helped in setting up the organization in its initial years and had a major contribution to opening offices in new locations, building up brand recall, and scaling up business numbers. He also worked with ICICI Bank Ltd.He has done his MBA in Marketing & Finance from Guru Nanak Dev University Amritsar, Punjab.

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Jatinder Bhasin

Chief Operating Officer

Jatinder Bhasin oversees the Operations, Compliance and Internal Audit for the DMI Group.

With over twenty years of finance and operations experience, Jatinder has an extensive background in strategic planning, general management, corporate finance, controllership, financial planning and analysis, tax, operations and risk management. Prior to joining DMI, Jatinder spent over 18 years with General Electric, where he was richly exposed to several businesses (Capital, Global Operations, Energy, Lighting) in different stages of growth cycle in both developed & emerging economies across US, Europe and Asia. Amongst many roles, Jatinder was the Chief Financial Officer for their Money Servicing business (with operations in India, Philippines and Guatemala) and was also heading senior project management role for Global Operations across Asia Pacific.

Jatinder graduated with Bachelor’s Degree in Mechanical Engineering in India, before completing MBA (Finance) and MS (Operations Management) from US. He is also a graduate of GE’s prestigious Corporate Audit Staff and Financial Management Programs.

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Pooja Malik

Group Head of Human Resources

Pooja Malik has overall responsibility for Human Resource management for the DMI Group.

A seasoned HR professional, with a successful track record in strategic HR leadership positions, including end-to-end HR Management in varied cultures and industries, Pooja Malik designs and implements initiatives related to HR transformation strategies, talent and performance, compensation, R&R programs, talent acquisition & sourcing, talent development and engagement programs across functions and levels, etc.

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Anmol Nayyar

Chief Partnerships Officer

Anmol Nayyar manages strategic relationships for the DMI Group, in addition to which he has other key responsibilities across DMI Group businesses.

With over 15 years of experience in advisory and financial services and as an entrepreneur, Anmol started his career as a lawyer helping build the India practice at Ashurst in London, after which he was an entrepreneur in financial services, building cross-border Europe-India platforms in private equity and investment banking before joining DMI.

He graduated from Reed College in 2000 with a Bachelor of Arts Degree (Phi Beta Kappa) and holds the degree of Juris Doctor from the Northwestern College of Law. He is an active angel investor and an advisor to the UK Government in relation to entrepreneurship globally.

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Saurabh Nigam

Group Chief Technology Officer

Saurabh Nigam oversees IT Operations and leads initiatives in IT solutions for the DMI Group.

He has over 20 years of experience managing IT functions in the financial services sector. Prior to joining DMI, he served as the Director IT of CRISIL Limited and has also worked at Computer Age Management Services, Tata Consultancy Services, HCL Technologies and Scandent Solution. He has the distinction of being named amongst the Top 100 Future CIOs of India in 2013 by IT NEXT magazine.

He has a Masters Degree in Engineering and Business Administration from the Indian Institute of Science (I.I.Sc), Bangalore.

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Yatharth Ratadiya

Chief Risk & Strategy Officer

Yatharth is the Chief Risk and Strategy Officer at DMI Housing Finance. In his role, he oversees various important functions such as Risk, Credit, Operations, Legal, and Fraud Control.

He is focused on leading the company's efforts in digitization and automation. With a strong background in finance spanning more than a decade and a half, he has worked in diverse roles in credit analysis, investment banking, business strategy and structured finance. Prior to joining DMI, Yatharth held positions at Care Ratings and Polestar. He holds the titles of Ranker CA and CFA Charter Holder.

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